I’ve been thinking a lot about the reuse part of the 3 R’s lately, not only is it great for the environment but its great for our budgets.
A decent reuseable water bottle (one you can carry around without leaking in your purse) will run between $15-$25 average. Compare that to most bottles of water at the store lets say $1 each and you have broke even in 15-25 bottles and everything after that is saving you $.95 cents or so (figuring the cost of tap water.) Now lets say you buy bottles of water by the case and average about $3 a case anywhere between 5-9 cases you have broke even and are saving money!
How about bags? Specifically Purses and work/daily bags I”m not going to say my particular taste in brands is cheap…its not. There are plenty of high quality bags out there at a decent price and if you find one you love pay a little more and then re use it from year to year. I have a purse for each season so I’m always feeling like I get a ‘new’ one, but really its the same one as last year! I do the same thing with my work bags just keep them rotating.
Buy purchasing clothes or household items of a little higher quality we can use them over and over and in the end save $$ and be a little greener by not needing to replace those items often.
So after 3 1/2 years of marrige we had a revalation this weekend. If something happened to me (hurt, hospital or worse) Mac wouldn’t know how to pay the bills. Not meaning incapable, meaning how, as in what website do I use to pay the mortgage, what is the username and password for our credit card, that kind of stuff.
We talk weekly at least about our budget, where we stand upcoming bills, expenses and such so its not that he is out of the loop. Its just we figured out long ago that its easier for 1 person to make sure everything gets paid so that things don’t get missed.
So yesterday I made a ‘working list’ I made a shareable document in Google Drive that said what bills are paid when and how (ie website, bill pay through the bank and all of that.) Plus we discussed how and where (NOT IN THE SPREEDSHEET PEOPLE!) I would keep a record of my current usernames and passwords for these places so that if something happened he would be able to log in and take care of the bills.
Simple, easy to update and one less worry. Do you have a back up plan for making sure your bills get paid?
I read a post yesterday that really struck a cord with me its not about marriage per sae but I think it applies.
Courtney over at Be More with Less is on a mission to help us all to de stress and simplify our lives. This week she encouraged us to actually feel our pain instead of covering it up with food, shopping, anything we can do too mask our pain instead of dealing with it.
This goes back to my fear about being vulnerable and not wanting to show I’m weak. Shopping is just another way to cover up emotions that really need to be delt with. Our spouses are the person we are supposed to be able to rely on. So do it! Talk to your spouse about how you can deal with pain together instead of any other method of covering it up.
Oh and seriously read this blog post from Be More with Less.
I haven’t had interest in coupons in a while now for various reasons. I don’t get a paper, they normally don’t have the kind of foods or products that we use. They are normally over processed foods and products with lots of chemicals.
That being said we are trying to become very aggressive in our savings, we have a lot we are trying to do over the next few years (kids, paintball trips, vacations, paying off the pathfinder and student loans and triple our savings account.) Between that and the new show “Extreme Couponing” on TLC we (yes we) decided to try couponing.
I’m not extream yet but I’m pretty excited how my first big trip turned out.
Pre-Sale/Coupon Total: $234.05
After Coupons and Sales: $122.45! 48% Savings!!!
Here are some of my best deals:
SunKist Tuna in Water Full Price $1.39 Coupon $1.00 off 2 doubled so $2.00 off 2. Final Price $.39 Cents each. 72% Savings!!
Chicken Breasts on sale for only $1.99/lb I bought two packages and took them home to my food saver and divided them up into packages of 4 and 2.
Full Price $3.29 Coupon (Doubled) $1.00 off each so $2.00 off each final price $1.29 each 61% Savings!!!
Normal Price $2.59 Purchase price 10 for $10.00 so 62% Savings!!
Lastly Brand Name cereal I walked out of the store with 6 boxes for $2.00 each and 5 boxes for $1.00 each!!
- I’ve cut down on my sugar intake ALOT! I’m still not perfect but hey who is?
- Another successful crock pot recipe from A Year of Crock Pot Cooking, Fish! I used light mayo and fresh caught fish from our trip to Canada last year. The mayo I use is whole ingredients only no preservatives or added anything. So really it was pretty good health wise. Oh and we used parmesan not cheddar.
- I’ve lost 3 pounds!
- I”m cutting back on my depression meds. This isn’t something I talk about much because well I’m a hypocrite. I tell all my friends if they need them take them and don’t look down at them at all. However when I’m on them I tend to get down on myself. I think this stems from growing up with ADHD and needing meds to be ‘normal.’ I worked very hard to learn cooping methods so I didn’t need those pills and just to be back on something else was a little heartbreaking for me.
- We have cut back on dinning out.
- $$ Wise I’m working on couponing, this Saturday will be my first try at double daz at my local store.
- Not doing so hot with paying off the Pathfinder. We have taken up a new paintball photography and blog endeavor and it takes a lil money to get started. Check out that blog at www.llpaintball.com for something different.
- Still should go back to the cash budget for dinning out this would really help us stick to the plan.
- I’m forgetting my sleeping pill far too often which causes me to be tired and therefore need a pop or something to wake up. Not good for natural foods or $$
Well it looks like at least numbers wise the good out weigh the bad so I”m going to stick to that way.
!!6 to 3 WIN!!